The regulatory- grade AI platform that closes the financial advice gap.

AI financial guidance you can trust — finally.

FinAdvice gives wealth managers a safe, compliant way to use conversational AI to improve client understanding, scale support, and meet Consumer Duty expectations — without crossing the advice boundary or increasing regulatory risk.

Safe, accurate and regulator ready

Introducing MoneyBot.

MoneyBot is is the first enterprise AI platform engineered specifically for regulated financial services.

Unlike generic LLM wrappers it combines a deterministic numerical engine, a multi-layer advice boundary system, and a fully provenance ledger to guarantee accuracy and compliance at scale.

MoneyBot can be deployed in-region to meet data sovereignty requirements and supports jurisdiction specific rule sets, disclosures and presentation standards.

This isn’t AI with guardrails, this is AI engineered for compliance from the ground up.

A four- layer enforcement stack prevents unlicensed advice, and every interaction is logged in a structured regulator ready format.

  • It can’t make numbers up- every figure comes from a deterministic calculator.

  • It can’t slip into unlicensed advice- four independent guardrails stop it.

  • It can’t contradict the dashboard- chat and UI read from the same verified source.

  • It can’t hide anything- every decision is logged and re-playable.

Elevate your client experience

  • Consumer Duty compliance, without extra headcount.
    Wealth managers must now evidence that clients understand their portfolios, risks, fees, and trade‑offs.

  • Safe conversational AI that never gives unlicensed advice.
    MoneyBot’s guardrail prevents the model from generating recommendations, suitability assessments, or unverified figures. Wealth managers can finally deploy AI without risking accidental advice breaches or FCA scrutiny.

  • Reduced pressure on advisers and client‑service teams
    Clients ask thousands of repetitive questions about performance, fees, tax wrappers, ISA allowances, pension rules, and market movements. MoneyBot handles these instantly and accurately, freeing advisers to focus on high‑value conversations.

  • Better service for mass‑affluent and long‑tail clients.
    Many wealth managers struggle to serve smaller accounts profitably. MoneyBot provides high‑quality guidance and education at near‑zero marginal cost, improving retention and engagement across the entire book.

  • Full auditability and supervisory visibility
    Every number is provenance‑stamped. Every interaction is logged. Every refusal is explainable. This gives wealth managers a defensible compliance posture and a transparent record for internal audit and FCA review.

  • Faster onboarding and improved client confidence.
    MoneyBot helps clients understand risk profiles, product structures, and investment concepts in plain language, reducing on-boarding friction and increasing trust.

AI that can safely serve millions of customers, in multiple jurisdictions, with full regulatory confidence.

Sarah, 34, wants to make better financial decisions but doesn’t want the cost or complexity of a full adviser.

She tries MoneyBot which provides her with targeted support, compliant with UK Financial Conduct Authority regulatory service types.

UK Financial Conduct Authority regulatory service types

Sarah starts with a simple question:

“ISA or pension — what’s the difference?”

MoneyBot provides Guidance and gives clear, neutral explanations. No data needed. No advice given.

She then shares a goal:

“I’m 34, earn £48k, want to retire at 65. Which should I prioritise?”

MoneyBot moves to Targeted Support and uses her basic details to give cohort-based suggestions. Still not advice- just tailored support based on people like her.

She wants a personal recommendation:

“How much should I put into my pension each month?”

MoneyBot escalates to Simplified Advice. This requires a regulated recommendation. MoneyBot runs a short fact‑find and produces personalised simplified advice: a contribution amount, rationale, risks, and suitability summary

She hits a complex scenario:

“Should I transfer my old defined benefit pension?”

This is high‑risk and outside simplified advice. MoneyBot stops, explains why, and refers her to a vetted adviser for Full Advice — with her information pre‑packaged to make the handover smooth.

Request a MoneyBot demo

Whether you have a question, an idea, or just want to say hello, feel free to reach out—we’re here to help.